Loan Finance Online :: Library

Browse the Loan Finance Online Library

Explore educational resources about loans and finance in Australia. Learn about personal and business loans, interest rates, fees and eligibility criteria, and the factors to consider when comparing finance options.

These resources provide general information, not personalised financial or credit advice.

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More titles from our collection

Cover: Never Shop on a Bad Day: Does Your Mood Have a Price Tag?

Never Shop on a Bad Day

Does Your Mood Have a Price Tag?

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Cover: The Great Aussie Cyber Insurance Handbook: Data Breach, Ransomware and Cyber Liability Cover Explained

The Great Aussie Cyber Insurance Handbook

Data Breach, Ransomware and Cyber Liability Cover Explained

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Cover: The Psychology of Spending: Who’s Really Making Your Money Decisions?

The Psychology of Spending

Who’s Really Making Your Money Decisions?

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Cover: Switch On Your Financial Autopilot: Simple Systems for Saving, Spending and Staying on Track

Switch On Your Financial Autopilot

Simple Systems for Saving, Spending and Staying on Track

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Cover: The Great Aussie Homeowner's Insurance Handbook:  Understand Home and Contents Cover, Compare Options and Protect What Matters

The Great Aussie Homeowner's Insurance Handbook

Understand Home and Contents Cover, Compare Options and Protect What Matters

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Cover: Things you need to know about Buying a Caravan

Things you need to know about Buying a Caravan

 

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Cover: The Aussie Farmer's Guide to Insurance: Understanding Cover, Comparing Quotes and Protecting Rural Assets

The Aussie Farmer's Guide to Insurance

Understanding Cover, Comparing Quotes and Protecting Rural Assets

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Cover: From Learner to Rider: The Aussie Guide to Choosing, Financing and Buying a Motorbike

From Learner to Rider

The Aussie Guide to Choosing, Financing and Buying a Motorbike

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Cover: Things You Wish You Knew Before Buying a Car

Things You Wish You Knew Before Buying a Car

 

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Cover: Keeping Up Is Expensive: The Hidden Cost of Comparison

Keeping Up Is Expensive

The Hidden Cost of Comparison

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Cover: Boost Your Borrowing Power: A Guide to Loans, Repayments and Finance Options in Australia

Boost Your Borrowing Power

A Guide to Loans, Repayments and Finance Options in Australia

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Cover: The Great Aussie Retailer's Insurance Handbook: A Guide to Cover, Quotes, Exclusions and Claims

The Great Aussie Retailer's Insurance Handbook

A Guide to Cover, Quotes, Exclusions and Claims

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Cover: Mastering Home Loans : An Aussie Guide to Rates, Fees, Features and Smarter Mortgage Decisions

Mastering Home Loans

An Aussie Guide to Rates, Fees, Features and Smarter Mortgage Decisions

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Cover: The Great Aussie Truck Buyer's Handbook: A Practical Guide to Heavy Vehicle Finance

The Great Aussie Truck Buyer's Handbook

A Practical Guide to Heavy Vehicle Finance

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Cover: The 365-Day Money Test: See What Today Really Costs

The 365-Day Money Test

See What Today Really Costs

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Cover: The Great Aussie Business Insurance Handbook: A Practical Guide for SMEs, Sole Traders and Startups

The Great Aussie Business Insurance Handbook

A Practical Guide for SMEs, Sole Traders and Startups

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Cover: The Economics of Owning Nothing: Could You Be Richer With Less?

The Economics of Owning Nothing

Could You Be Richer With Less?

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Cover: The Most Amazing Money Saving Tips of All Time

The Most Amazing Money Saving Tips of All Time

 

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Cover: The Great Aussie Life Insurance Handbook: A Guide to Life Insurance, Income Protection, TPD & Trauma

The Great Aussie Life Insurance Handbook

A Guide to Life Insurance, Income Protection, TPD & Trauma

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Cover: The Financial Butterfly Effect: Small Choices & Big Consequences

The Financial Butterfly Effect

Small Choices & Big Consequences

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Finance Articles

Financial Independence in Australia: Practical Strategies That Work
Financial Independence in Australia: Practical Strategies That Work
Financial independence means having enough savings, investments and income to cover living expenses sustainably, giving you more freedom to make life choices without being overly constrained by financial pressure. For many Australians, the path involves consistent saving, careful budgeting, debt management, long-term investing and disciplined financial habits. - read more
Personal Loans in Australia: How They Work, Costs and Eligibility
Personal Loans in Australia: How They Work, Costs and Eligibility
Personal loans can help Australians fund expenses such as a car, renovation, travel, medical costs or debt consolidation. This guide explains how they work, the main costs, common eligibility factors and what to consider before applying. - read more
How to Save for Your First Home: Tips for Young Australians
How to Save for Your First Home: Tips for Young Australians
If you're looking to buy your first home, starting to save early is one of the smartest financial moves you can make. By beginning to save when you're young, you give yourself a head start in accumulating the necessary funds to make a deposit on a house. This proactive approach has numerous benefits that extend beyond just having more money in the bank. - read more
Leveraging Loan Products for Accelerated Financial Freedom
Leveraging Loan Products for Accelerated Financial Freedom
Financial independence means having enough income to pay for one's living expenses without relying on a traditional job. In Australia, this concept is not just a dream but a necessity for many who aspire to a life free from financial stress. It offers the freedom to make choices about how you want to live your life, from retiring early to pursuing passions and interests without monetary constraints. - read more

Finance News

November rate rise sharpens the test for Australian borrowers
November rate rise sharpens the test for Australian borrowers
05 Nov 2026: Paige Estritori
The Reserve Bank of Australia’s 3 November decision to lift the cash rate by 25 basis points to 4.85 per cent has quickly shifted from monetary policy headline to household and business budgeting issue. Major lenders have moved to raise variable mortgage rates and savings rates from mid-November, reinforcing that borrowers now need to think less about a single repayment change and more about how much buffer remains in their overall loan commitments. - read more
Cash flow squeeze changes the loan conversation for small business
Cash flow squeeze changes the loan conversation for small business
29 Oct 2026: Paige Estritori
Fresh evidence of delayed payments across Australian business is a timely warning for owners weighing up finance decisions. ABC News reported this week that small firms are dealing with a difficult mix of higher operating costs, regulatory changes and slower customer payments, while CreditorWatch’s September Business Risk Index showed one in 10 invoices over the past three months was more than 60 days overdue. - read more
Why hardship support is now a bigger loan issue
Why hardship support is now a bigger loan issue
17 Sep 2026: Paige Estritori
Financial hardship support is back in the spotlight across Australia’s lending market, with regulators and consumer advocates paying closer attention to how banks and non-bank lenders respond when borrowers ask for help. For households and small business owners already dealing with higher living costs, tax obligations, insurance premiums and uneven cash flow, this is more than a compliance story. It is a practical reminder that loan stress should be addressed before it becomes a missed-payment pattern. - read more
Mortgage arrears are a warning for stretched borrowers
Mortgage arrears are a warning for stretched borrowers
10 Sep 2026: Paige Estritori
Fresh attention on Australian mortgage arrears is a reminder that repayment pressure is no longer just a theoretical risk for highly leveraged households. After a long period of elevated interest rates, higher insurance costs, bigger grocery bills and tighter household budgets, more borrowers are finding that even small financial setbacks can make loan commitments harder to manage. - read more

Business Loan Repayment Calculator

Business Loan Repayment Calculator

The Great Australian Side-Hustle

The Great Australian Side-Hustle

Loan Finance Online Weekly News Wrap

Loan Finance Online Weekly News Wrap

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Knowledgebase
Asset-Backed Security (ABS):
A financial security backed by a pool of assets, such as loans, leases, credit card debt, royalties, or receivables.