Loan Finance Online helps Australians compare real loan and finance options — fast, free, and with an initial eligibility check.
With one simple quote request, we use your answers to perform a quick eligibility assessment and match you with brokers and lenders from our referral panel who are interested in your type of loan. Whether it’s personal finance or business funding, we’ll help you explore smarter options tailored to your profile.
We help you compare loans and finance from our panel of brokers and lenders.
Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.
Smarter Matching Through Prequalification
We're not just another loan comparison website. At Loan Finance Online, we go one step further by running an initial eligibility pre-assessment on your enquiry before sending it to our panel of brokers — meaning you only get matched with loan and finance providers that are more likely to be relevant to you. This helps save time and can reduce the chances of applying for products that don’t fit your profile, supporting more informed borrowing decisions without the confusion or guesswork. Prequalification is a general eligibility check only and is not a loan approval or offer; any final assessment and advice will be provided by your matched broker or lender.
A Full Range of Loan and Finance Options
From personal loans and car finance to commercial lending and equipment loans, our network of specialist finance brokers and Australian lenders can help you explore funding options at competitive rates. All it takes is one easy online form to start comparing options from our participating panel — no hidden fees from us, and no obligation to proceed. Submitting an enquiry through this website does not itself involve a credit check; however, any formal application you proceed with via a broker or lender may include a credit check, which will be carried out only with your consent. Start smart with Loan Finance Online today.
Flexible Solutions for Every Australian Borrower
We work with a wide range of Australian brokers and lenders, each offering different loan products, approval criteria, and risk profiles. Whether you're self-employed, have limited documentation, excellent credit, or are rebuilding your financial standing, there are options available. Our platform supports everything from secured and unsecured personal loans to vehicle finance, startup business loans, and specialist funding — giving you access to finance solutions that suit your unique situation.
Our broker partners will seek to provide you with competitive rates and options available from their panel of lenders, based on your circumstances. Actual rates and product features will vary and not all lenders or products in the market are represented.
Personal Advice
Loan Finance Online does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.
Broker Matching
A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your loan quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan.
IMPORTANT: Costs and risks of unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1,000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed. This is an illustration only; actual costs will vary between lenders and based on your circumstances.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
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The Reserve Bank of Australia (RBA) has announced its decision to keep the cash rate steady at 3.6% during its November meeting, a move that aligns with the expectations of major financial institutions. This decision comes in response to the latest Consumer Price Index (CPI) data, which revealed a significant rise in inflation, prompting the RBA to adopt a cautious stance on monetary policy. - read more
Personal Loan: A personal loan is a loan provided to an individual or individuals (as opposed to a business) and that can be generally be used for a variety of purposes subject to the approval of the lender.
